Android App · Local First · Free
Budget by paycheck.
Live with purpose.
Tal-E is a paycheck planner and money tracker built around how you actually get paid — not how a bank app wants you to think about money.
Every paycheck,
split with intention.
When you get paid, Tal-E walks you through splitting your net pay into named envelopes — giving, savings, bills, spending — based on percentages you set once and adjust whenever you want.
No spreadsheet juggling. No mental math. Just confirm your paycheck and every allocation flows automatically to the right account or budget.
Bills you know are coming.
Money that's already there.
Annual subscriptions, insurance, registration — Tal-E tracks every bill by how much it costs per year, then tells you exactly how much to reserve bi-weekly so you're never caught short.
When a bill is due, the money is already in your account. No surprise charges, no scrambling.
Account Management
Track checking, savings, money market, and investment accounts. Balances update automatically as you confirm paychecks and log transactions.
Savings Goals
Set targets for anything — a ring, a car, an emergency fund. Paycheck allocations flow directly into goals and track your progress.
Budget Envelopes
Assign spending categories and watch your envelopes fill with each paycheck. Know exactly how much is left before you swipe.
Transaction Log
Log every expense manually or import via CSV. Filter by account, category, or date. Full history, always on your device.
Bank Sync (Optional)
Optionally connect your bank via Teller to pull in transactions automatically. Review and approve each import before it touches your data.
Google Sheets Backup
Optionally export a live snapshot of your finances to a Google Sheet you own. One-way, opt-in, and always under your control.
Your finances stay on your phone.
Tal-E is built local-first. Your accounts, budgets, transactions, and paycheck history never leave your device unless you explicitly choose to export or back them up.
Start with your next paycheck.
Free on Android. No subscription. Your data, your device.
Download on Google Play